Category: Employee Benefits
Optimal Behaviors: Making Optimal Behavior the Natural Choice
Optimal Behaviors Overview
Watch this webinar series to see how we explore ways organizations can incorporate research-based, practical approaches to create the conditions where Optimal Behaviors are the natural choice. Optimal Behaviors are those that are the most beneficial to the individual as well as the organization.
Horticulturists consider the impact of the conditions in which plants are grown (e.g., climate, soil structure, space and fertility, arrangement, companion planting). Growth and productivity improve when the context of each dimension is appropriately addressed. Expertise from fields like botany and soil sciences provide the successful horticulturist with the information to do their jobs well.
Similarly, Humaculturists® consider the Seven Dimensions of Humaculture® to employ knowledge solidly “rooted” in science for the best results. Behavioral Research Applied Technology Laboratory (BRATLAB), Virtuositeam’s research arm, set out to answer some crucial questions related to understanding changes in behavior and habit creation:
- Which habits really matter, and to what degree, to the three biggest hidden drivers of sustained performance at work, human health, happiness, and security?
- How do we support people to practice these habits in a way that they experience as easy and natural, and that leaves them feeling highly engaged with their employer?
Four Powers Model of Change
The result: the Four Powers Model of Change. This model helps organizations create a thriving culture by leveraging this key distinction: how people THINK they behave and make decisions, versus how they ACTUALLY behave and make decisions. Four Powers is based on behavioral theories and validated research, behavioral research laboratories, and BRATLAB’s own extensive field testing. BRATLAB looked across industries to find the influence techniques that have been successfully used for years to shape employee and customer behavior.
The topics from the series include:
- Introduction: “Creating the Conditions for Optimal Behavior”
- Spaces Context: “Grow a Willow in a Desert? The importance of Spaces”
- Context of the Self: “The Complexity of Each Person”
- Systems Context: “The Systems that Govern Behavior”
- Social Context: “How People Influence Each Other”
- Harvest Time: “Reaping the Fruit of Optimal Behaviors”
Prior Series
- Hidden Opportunities, A Strategic Compliance Series
- People Development: A Humaculture® Perspective Series
Available Support
We are available to support you in your strategy, design, compliance, financial, and monitoring needs. Our team includes experts in organization design, actuarial science, clinical, and legal can guide the process to achieve optimal behavior. Please contact us.
Webinar Replay: Social Context: “How People Influence Each Other”
Watch a replay of the fifth webinar in Humaculture, Inc.’s “Optimal Behavior: Making Optimal Behavior the Natural Choice” to learn why and how the Social Context within an Organization impacts performance and well-being and how it can be used to grow capabilities, inspire motivation, overcome barriers, and resist temptations to lead to Optimal Behavior.
Presenters
- Steve Cyboran, ASA, MAAA, FCA, CEBS, actuary and strategy consultant
- Wes Rogers, Humaculturist® and strategy consultant
- Colin Bullen, ASA, behavior change actuary
- Hanlie van Wyk, behavior change consultant
Objective
In this fifth session in our series on Optimal Behavior, we explore how the Social Context influences behavior and change. To achieve Optimal Behavior, attempts to change require the support of People along the way. The powerful influence of our friends, families, colleagues, bosses, and social connections is around us all the time. In the workplace, change rarely happens unless there are early adopters who visibly engage in the new behavior for others to copy – acting as a role model for the desired Optimal Behavior. These early adopters, who are known by many names including ‘Change Agents’ or ‘Champions’, provide an energy that Inspires Motivation while demonstrating to People like them that change is possible, which builds confidence. Companies successfully moving toward Optional Behavior will connect People to build willpower and make very clear the expectations of everyone involved. Finally, new ways of behaving should be reinforced by creating a new corporate hero archetype who succeeds by demonstrating Optimal Behaviors, not others!
“It was only a sunny smile, and little it cost in the giving, but like morning light it scattered the night and made the day worth living.” – F. Scott Fitzgerald
Social Context Key Takeaways
Join us to learn:
- How ineffective organizations fail to:
- Understand the power of social connection
- Create conditions to make connections natural
- Reinforce the messages to keep people on track
- How effective organizations:
- Leverage social contagion and champions
- Create opportunities for natural interaction
- Celebrate early adopters and share willpower
Watch
Watch the Optimal Behavior: Social Context: “How People Influence Each Other” via Rumble or YouTube.
Available Support
We are available to support you in your strategy, design, compliance, financial, and monitoring needs. Our team includes business and human relations leaders, finance experts, actuaries, clinicians, behavioral health experts, pharmacy experts, and legal resources to guide you through the strategy and compliance process. Please contact us: [email protected].
Voluntary benefits & captives: A new paradigm of transparency & control
Join us on Thursday, March 28 from 1:00 to 1:30 CDT for Employee Benefit News’ Web Seminar “Voluntary benefits & captives: A new paradigm of transparency & control.”
Presenters
- Steve Cyboran, ASA, MAAA, FCA, CEBS, actuary and strategy consultant
- Amy Hollis, CEO/Founder at Employees First
- Erik Sossa
- Mimi Leonard
- Allison Itami, Principal at Groom Law Group
Objective
Today, employers face increasing pressure to reduce costs while increasing the value of Total Rewards in an effort to elevate employees’ wellbeing. In this ever-challenging benefits landscape, there is a ground breaking innovation – the pairing of voluntary benefits with captives. This new approach offers exciting solutions, particularly for large-market employers, but first, but it is critical to understand and evaluate the potential opportunities and pitfalls.
Hear from industry leading benefits experts to learn more about…
- the market forces driving these emerging solutions
- the foundational basics – why deliver voluntary benefits through a captive?
- the best practices for evaluating whether these solutions are a “fit” for your organization
- expectations for the future
- why you may not have heard about these solutions until now
Watch CEO Present on “Excess Mortality: A Peek Under the Iceberg”
Watch a replay of the Insurance Collaboration to Save Lives (ICSL) presentation on “Excess Mortality: A Peek Under the Iceberg” in which our CEO, Steve Cyboran, ASA, MAAA, FCA, CEBS participated. Steve discusses possible causes leading to an increase in mortality and morbidity post COVID-19, how we can use proactive health risk mitigation to respond, and what the returns may look like.
Presenters
- Steve Cyboran, ASA, MAAA, FCA, CEBS, CEO, Consulting Actuary, Humaculture, Inc.
- Josh Stirling, Founder of Insurance Collaboration to Save Lives, Insurtech Advisor, Board Director and Former #1 Ranked Insurance Analyst
- Valerie Chezem, ASA, MAAA, Assistant Actuary, Everence®
- Mary Pat Campbell, FSA, MAAA, Vice President, Insurance Research, Conning
- Teresa Winer, FSA, MAAA, Actuary, Office of Insurance and Fire Safety Commissioner, Georgia
Objective
At the ICSL, dozens of industry executives have been developing a plan to help insurers proactively address the tragedy of on-going 20% increased mortality since 2020. Excess mortality and morbidity is a problem for our industry, and society. The ICSL brings together insurers to work together to solve it. Learn more about the impact we can make in the video. Steve Cyboran presents at 27:31.
Key Takeaways
- Through May of 2023 US mortality continues to be 20% high for ages 15 through 45
- There are underlying health conditions leading to excess mortality
- Insurers and employers can have impact that makes financial sense
- There are innovative ways to improve financial results
Presentation
Watch the presentation:
Available Support
We are available to support you in your strategy, design, compliance, financial, and monitoring needs. Our team includes business and human relations leaders, finance experts, actuaries, clinicians, behavioral health experts, pharmacy experts, and legal resources to guide you through the strategy and compliance process. Please contact us: [email protected].
Insurance Collaboration to Save Lives (ICSL): Upcoming Actuarial Presentations
Watch our CEO, Steve Cyboran, present at the following events.
Description: Excess Mortality – A Peek Under the Iceberg
Everyone is attentively watching the current excess mortality and morbidity crisis unfolding. We think it’s just the tip of the iceberg. Join our cross-industry team as we share a proprietary analysis of U.S. and global public health data digging into the underlying problems. Discover the iceberg of health problems underlying the elevated death and disability we see playing out in the bottom line. Can anything be done to slow this train? Risk mitigation strategies for insurers will be explored, with an invitation for participants to exchange ideas within the group. This will be a combination of presentation, panel, and Q&A discussion with multiple presenters including actuaries and other industry experts.
By the end of these sessions, attendees will understand:
- An up-to-date perspective on the current excess mortality and morbidity crisis
- Insight into the myriad of underlying health conditions
- Innovative ideas to improve financial results
Country Relevance: Non-Nation Specific
Experience Level: All levels
Presenters
- Steve Cyboran, ASA, MAAA, FCA, CEBS, CEO, Consulting Actuary, Humaculture, Inc.
- Josh Stirling, Founder of Insurance Collaboration to Save Lives, Insurtech Advisor, Board Director and Former #1 Ranked Insurance Analyst
- Valerie Chezem, ASA, MAAA, Assistant Actuary, Everence®
- Mary Pat Campbell, FSA, MAAA, Vice President, Insurance Research, Conning
- Teresa Winer, FSA, MAAA, Actuary, Office of Insurance and Fire Safety Commissioner, Georgia
August 23 11-12:15 EDT: SOA Life Meeting
- Venue: New Orleans Marriott, 555 Canal St New Orleans, LA 70130-2349
- Conference Page: https://www.soa.org/prof-dev/events/2023-life-meeting/
- Agenda: https://www.soa.org/prof-dev/events/2023-life-meeting/#tab-agenda-selected
September 11 10:30-11:30 EDT: Society of Insurance Research
- Venue: The Westin Cincinnati, Cincinnati, OH
- Conference Page: https://www.sirnet.org/ConferencePage
- Agenda: https://www.sirnet.org/Agenda
September 14 2-3 EDT: SOA Life Meeting Virtual Event
- Location: Online
- Conference Page: https://www.soa.org/prof-dev/events/2023-virtual-life-meeting/#overview-selected
- Agenda: https://www.soa.org/prof-dev/events/2023-virtual-life-meeting/#tab-agenda-selected
October 25 10-11 AM EDT: 2023 SOA ImpACT Conference
- Venue: Indiana Convention Center, 100 S Capitol Ave Indianapolis, IN 46225
- Conference Page: https://www.soa.org/prof-dev/events/2023-annual-meeting-exhibit/
- Agenda: https://www.soa.org/prof-dev/events/2023-annual-meeting-exhibit/#tab-agenda-selected
November 7 12:30-1:30 PM EST: 2023 SOA ImpACT Conference Virtual
- Venue: Online
- Conference Page: https://www.soa.org/prof-dev/events/2023-virtual-impact-conference/
- Agenda: https://www.soa.org/prof-dev/events/2023-virtual-impact-conference/#tab-agenda-selected
Available Support
We are available to support you in your strategy, design, compliance, financial, and monitoring needs. Our team includes business and human relations leaders, finance experts, actuaries, clinicians, behavioral health experts, pharmacy experts, and legal resources to guide you through the strategy and compliance process. Please contact us: [email protected].
Houston Business Coalition on Health Conference Presents The Value of Alternative Medical Facility Healthcare
Join the Houston Business Coalition on Health (HBCH) for its annual meeting where HBCH will be outlining the value of alternative medical facility healthcare. Our CEO, Steve Cyboran, ASA, MAAA, FCA, CEBS will be facilitating a session during the meeting.
Panel topics include:
- Independent Primary Care Clinics
- Onsite / Near Site Clinics
- Retail Clinics
- Ambulatory Surgical Centers
- Free Standing Imaging Centers
- Free Standing Specialty Infusion Centers
- Community Oncology Clinics
- Home Health Care
- Digital / Telemedicine
Event Info
Breakfast and Lunch: Included
Time: August 24, 2023 7:00 AM – 7:00 PM (CDT)
Location: 6500 Main St, Houston, TX, 77030, United States (Rice University – Bioscience Research Collaborative Building)
HBCH Employer Member: $50
Employer Non-Member: $75
HBCH Associate Member: $100
Associate Non-Member: $350
Event Link: https://coalition.houstonbch.org/ap/Events/Register/MrD6wGoP
LinkedIn: https://www.linkedin.com/company/houston-business-coalition-on-health/
Houston Business Coalition on Health Presents Houston Smart Network
Join the Houston Business Coalition on Health for this employer-only event (consultants may come with their client) where HBCH will be outlining the concept, timeline, and benefits for participating in the Houston Smart Network. Our CEO, Steve Cyboran, ASA, MAAA, FCA, CEBS will presenting during the meeting.
Lunch will be served!
HBCH is on the cusp of developing a Houston-based alternative to your regular health plan that provides more for less. HBCH will highlight Smart Network benefits, including better health outcomes, less cost for you and your employees, and an integrated, simple employee experience.
This interactive discussion will include:
- The urgent need for a Smart Network in Houston
- Overview of the Smart Network – a different but proven type of benefits option
- Smart Network Design Elements
- Actuarial Analysis of the Smart Network
- Local and National Provider Assessments
- How to Get Started
Presenters
- Steve Cyboran, ASA, MAAA, FCA, CEBS, CEO, Consulting Actuary, Chief Behavioral Officer, Humaculture, Inc.
- Chris Skisak, PhD, Executive Director, HBCH
- Dan Burke, VP Corporate Benefits, Turner Industries Group, LLC
- Sue Prochazka, Benefits Consultant, HBCH
- Josh Berlin, CEO, rule of three
- Ken Janda, CEO, Wild Blue Health Solutions
- Daniel Crowe, MD, Wild Blue Health Solutions
- Juliet Breeze, MD, CEO, Next Level Medical
- Cheryl DeMars, President & CEO, The Alliance
Objective
Explain the benefits of the Houston Smart Network, understand employer interests, including willingness to support financially, and learn about new Texas legislation that will be gamechanger for employers. Interested employers can contribute to the development of the Houston Smart Network, and each dollar may be matched by two major philanthropic organizations.
Event Info
Fee: Free!
Lunch: Included
Time: Tuesday, June 6, 2023 12:00 PM – 4:00 PM (CDT)
Location: 50 Waugh Drive, Houston, 77007 (United Way of Greater Houston)
Event Link: https://houstonbch.org/smart-network-overview/
Watch CEO Present on Insurance Collaboration to Save Lives
Watch a replay of the Insurance Collaboration to Save Lives (ICSL) Executive Briefing, in which our CEO, Steve Cyboran, ASA, MAAA, FCA, CEBS participated. Steve discusses how small investments can yield significant returns. Not only does preventive medical screening in this collaborative need to achieve outcomes, but it also needs to make economic sense. Return on investment can be increased by decreasing screening costs, increasing the effectiveness of screening, and targeting larger policies first.
Presenters
- Josh Stirling, Founder of Insurance Collaboration to Save Lives, Insurtech Advisor, Board Director and Former #1 Ranked Insurance Analyst
- Steve Cyboran, ASA, MAAA, FCA, CEBS, CEO, Consulting Actuary, Chief Behavioral Officer, Humaculture, Inc.
- Sven Lohse, Principal, Research at Canton & Company
Objective
At the ICSL, dozens of industry executives have been developing a plan to help insurers proactively address the tragedy of rising mortality and morbidity. Excess mortality and morbidity is a problem for our industry, and society. The ICSL is bringing together insurers to work together to solve it. Find out the impact we can make from Steve Cyboran in this presentation on slides 33-36 and at 32:46 in the video.
Presentation
You can access the slides below.
Available Support
We are available to support you in your strategy, design, compliance, financial, and monitoring needs. Our team includes business and human relations leaders, finance experts, actuaries, clinicians, behavioral health experts, pharmacy experts, and legal resources to guide you through the strategy and compliance process. Please contact us: [email protected].
Watch CEO’s Presentation on Strategies to Reduce Total Cost of Care
Watch a replay of our CEO, Steve Cyboran, ASA, MAAA, FCA, CEBS, present at the Houston Business Coalition on Health on How to Reduce Total Cost of Care Through Organizational Culture. Joining him as a presenter is Ray Fabius, MD, Co-Founder and President of HealthNEXT.
Available Support
We are available to support you in your strategy, design, compliance, financial, and monitoring needs. Our team includes business and human relations leaders, finance experts, actuaries, clinicians, behavioral health experts, pharmacy experts, and legal resources to guide you through the strategy and compliance process. Please contact us: [email protected].
Strategies to Reduce Total Cost of Care, in Search of the Holy Grail
Come see our presentation at the Houston Business Coalition on Health (HBCH) conference on Thursday, December 8 for Strategies to Reduce Total Cost of Care, in Search of the Holy Grail.
See Our CEO Present at HBCH
Presenter: Steve Cyboran, ASA, MAAA, FCA, CEBS, Humaculture, Inc. CEO presents with Ray Fabius, MD, Co-Founder and President of HealthNEXT
Fee: Free for employers not in health services (use link below)
Time: Thu, Dec 8, 2022, 1:00 PM – 1:50 PM CST
Topic: TCoC Reduction Through Organizational Culture
Location: 6100 Main St, 77005 (Rice University Bioscience Research Collaborative)
