Our Team

Steve Cyboran, ASA, MAAA, FCA, CEBS
CEO, Consulting Actuary, Chief Behavioral Officer
Caroline Cyboran, ASA, MAAA, ACA
Consulting Actuary
Wes Rogers
President, Humaculturist®, Chief Guidance Officer
George Cyboran
Data and Behavioral Analyst
New Associate
Cultivate Organizations
Grow People
John Cyboran
Relationship Manager
Christi Green, RN, MS, PHR
Strategy and people consultant
Wendy Haas, MBA, BSN, APN
Clinical & Risk Consultant
Marc Jones
Senior Consultant
Hanlie van Wyk
Behavior Change Consultant
Jack Towarnicky, LLM, JD, MBA, CEBS
Strategic Compliance Consultant
Ken Groh, ABC
Communications Consultant
Colin Bullen, FIA
Behavior Change Actuary
Kelley C. Long, CPA/PFS, CFP®
Financial Wellness Consultant
Scott McKibbin
Pharmacy Consultant
Allan Khoury, PhD
Medical Director, On-site Clinic Consultant
Robert Cohen, FSA, MAAA, CFA
Retirement Actuary