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Watch CEO Present on “Excess Mortality: A Peek Under the Iceberg”
Watch a replay of the Insurance Collaboration to Save Lives (ICSL) presentation on “Excess Mortality: A Peek Under the Iceberg” in which our CEO, Steve Cyboran, ASA, MAAA, FCA, CEBS participated. Steve discusses possible causes leading to an increase in mortality and morbidity post COVID-19, how we can use proactive health risk mitigation to respond, and what the returns may look like.
Presenters
- Steve Cyboran, ASA, MAAA, FCA, CEBS, CEO, Consulting Actuary, Humaculture, Inc.
- Josh Stirling, Founder of Insurance Collaboration to Save Lives, Insurtech Advisor, Board Director and Former #1 Ranked Insurance Analyst
- Valerie Chezem, ASA, MAAA, Assistant Actuary, Everence®
- Mary Pat Campbell, FSA, MAAA, Vice President, Insurance Research, Conning
- Teresa Winer, FSA, MAAA, Actuary, Office of Insurance and Fire Safety Commissioner, Georgia
Objective
At the ICSL, dozens of industry executives have been developing a plan to help insurers proactively address the tragedy of on-going 20% increased mortality since 2020. Excess mortality and morbidity is a problem for our industry, and society. The ICSL brings together insurers to work together to solve it. Learn more about the impact we can make in the video. Steve Cyboran presents at 27:31.
Key Takeaways
- Through May of 2023 US mortality continues to be 20% high for ages 15 through 45
- There are underlying health conditions leading to excess mortality
- Insurers and employers can have impact that makes financial sense
- There are innovative ways to improve financial results
Presentation
Watch the presentation:
Available Support
We are available to support you in your strategy, design, compliance, financial, and monitoring needs. Our team includes business and human relations leaders, finance experts, actuaries, clinicians, behavioral health experts, pharmacy experts, and legal resources to guide you through the strategy and compliance process. Please contact us: [email protected].
Spaces Context: “Grow a Willow in a Desert? The importance of Spaces”
Join us on Thursday, October 19, from 10:30 to 11:00 CDT for the second webinar in Humaculture, Inc.’s “Optimal Behavior: Making Optimal Behavior the Natural Choice.” You will learn why spaces can hamper performance and well-being and how to design your spaces to lead to optimal behavior.
Presenters
- Steve Cyboran, ASA, MAAA, FCA, CEBS, actuary and strategy consultant
- Wes Rogers, Humaculturist® and strategy consultant
- Colin Bullen, ASA, behavior change actuary
- Hanlie van Wyk, behavior change consultant
Objective
In this second session in our series on optimal behavior, we explore how spaces influence behavior. The physical space in which you work can elicit mental and physical reactions that impact positively on performance, mental wellbeing and physical health. Today, physical configuration of buildings reflects a bias toward human energy conservation—and against physical activity, thereby contributing to sedentary behavior which has been linked to nearly all costly lifestyle diseases. In addition, the World Health Organization (WHO) estimates that 30% of new or remodeled office buildings show signs of Sick Building Syndrome (SBS) and that between 10% and 30% of the occupants of these buildings are affected by SBS, e.g. lethargy.
Research further indicates that your physical space can have a positive effect of up to 22% on a range of performance indicators, such as improved concentration, focus, collaboration, learning and cognitive control (working memory, inhibition, and cognitive flexibility). Furthermore, loyalty to an organization is increasingly determined by social and place attachment.
“We shape our buildings, and afterwards, our buildings shape us.” –Winston Churchill
Shaping Spaces to Promote Optimal Behavior Key Takeaways
Join us to learn:
- Why spaces do not support well-being and may lead to sickness
- Why spaces hamper performance
- Why spaces are built counter to tasks
- How effective spaces can be designed to:
- Support healthy behavior and choices
- Improve innovation and performance
- Support efficient task completion
Available Support
We are available to support you in your strategy, design, compliance, financial, and monitoring needs. Our team includes business and human relations leaders, finance experts, actuaries, clinicians, behavioral health experts, pharmacy experts, and legal resources to guide you through the strategy and compliance process. Please contact us: [email protected].
Webinar Replay: Creating the Conditions for Optimal Behavior
Watch a replay of the first webinar in Humaculture, Inc.’s “Optimal Behavior: Making Optimal Behavior the Natural Choice” to learn why organizations don’t effectively execute change and be introduced to some of the concepts that facilitate optimal behaviors to support a high-performing culture.
Presenters
- Steve Cyboran, ASA, MAAA, FCA, CEBS, actuary and strategy consultant
- Wes Rogers, Humaculturist® and strategy consultant
- Colin Bullen, ASA, behavior change actuary
- Hanlie van Wyk, behavior change consultant
Objective
This is the introductory webinar in our new series on optimal behavior. We explore why people have difficulty in achieving and sustaining change, the difference between short term changes in behavior and long term change through habits, what it takes to achieve optimal behavior in a population, and how to use influence to create a high-performing culture.
Creating the Conditions for Optimal Behavior Key Takeaways
During this session, participants will learn that:
- Why people find it hard to behave optimally
- Why people behave inconsistently
- Why organizations fail to execute change effectively
- How effective organizations:
- Set the contexts to influence behavior
- Understand the powers that influence behavior
- Use influence to create a high-performing culture
Available Support
We are available to support you in your strategy, design, compliance, financial, and monitoring needs. Our team includes business and human relations leaders, finance experts, actuaries, clinicians, behavioral health experts, pharmacy experts, and legal resources to guide you through the strategy and compliance process. Please contact us: [email protected].
Watch
Watch the Career Planning: Effective Pruning Bears Fruit: Manager Development Webinar Replay via Rumble or YouTube.
Insurance Collaboration to Save Lives (ICSL): Upcoming Actuarial Presentations
Watch our CEO, Steve Cyboran, present at the following events.
Description: Excess Mortality – A Peek Under the Iceberg
Everyone is attentively watching the current excess mortality and morbidity crisis unfolding. We think it’s just the tip of the iceberg. Join our cross-industry team as we share a proprietary analysis of U.S. and global public health data digging into the underlying problems. Discover the iceberg of health problems underlying the elevated death and disability we see playing out in the bottom line. Can anything be done to slow this train? Risk mitigation strategies for insurers will be explored, with an invitation for participants to exchange ideas within the group. This will be a combination of presentation, panel, and Q&A discussion with multiple presenters including actuaries and other industry experts.
By the end of these sessions, attendees will understand:
- An up-to-date perspective on the current excess mortality and morbidity crisis
- Insight into the myriad of underlying health conditions
- Innovative ideas to improve financial results
Country Relevance: Non-Nation Specific
Experience Level: All levels
Presenters
- Steve Cyboran, ASA, MAAA, FCA, CEBS, CEO, Consulting Actuary, Humaculture, Inc.
- Josh Stirling, Founder of Insurance Collaboration to Save Lives, Insurtech Advisor, Board Director and Former #1 Ranked Insurance Analyst
- Valerie Chezem, ASA, MAAA, Assistant Actuary, Everence®
- Mary Pat Campbell, FSA, MAAA, Vice President, Insurance Research, Conning
- Teresa Winer, FSA, MAAA, Actuary, Office of Insurance and Fire Safety Commissioner, Georgia
August 23 11-12:15 EDT: SOA Life Meeting
- Venue: New Orleans Marriott, 555 Canal St New Orleans, LA 70130-2349
- Conference Page: https://www.soa.org/prof-dev/events/2023-life-meeting/
- Agenda: https://www.soa.org/prof-dev/events/2023-life-meeting/#tab-agenda-selected
September 11 10:30-11:30 EDT: Society of Insurance Research
- Venue: The Westin Cincinnati, Cincinnati, OH
- Conference Page: https://www.sirnet.org/ConferencePage
- Agenda: https://www.sirnet.org/Agenda
September 14 2-3 EDT: SOA Life Meeting Virtual Event
- Location: Online
- Conference Page: https://www.soa.org/prof-dev/events/2023-virtual-life-meeting/#overview-selected
- Agenda: https://www.soa.org/prof-dev/events/2023-virtual-life-meeting/#tab-agenda-selected
October 25 10-11 AM EDT: 2023 SOA ImpACT Conference
- Venue: Indiana Convention Center, 100 S Capitol Ave Indianapolis, IN 46225
- Conference Page: https://www.soa.org/prof-dev/events/2023-annual-meeting-exhibit/
- Agenda: https://www.soa.org/prof-dev/events/2023-annual-meeting-exhibit/#tab-agenda-selected
November 7 12:30-1:30 PM EST: 2023 SOA ImpACT Conference Virtual
- Venue: Online
- Conference Page: https://www.soa.org/prof-dev/events/2023-virtual-impact-conference/
- Agenda: https://www.soa.org/prof-dev/events/2023-virtual-impact-conference/#tab-agenda-selected
Available Support
We are available to support you in your strategy, design, compliance, financial, and monitoring needs. Our team includes business and human relations leaders, finance experts, actuaries, clinicians, behavioral health experts, pharmacy experts, and legal resources to guide you through the strategy and compliance process. Please contact us: [email protected].
Houston Business Coalition on Health Conference Presents The Value of Alternative Medical Facility Healthcare
Join the Houston Business Coalition on Health (HBCH) for its annual meeting where HBCH will be outlining the value of alternative medical facility healthcare. Our CEO, Steve Cyboran, ASA, MAAA, FCA, CEBS will be facilitating a session during the meeting.
Panel topics include:
- Independent Primary Care Clinics
- Onsite / Near Site Clinics
- Retail Clinics
- Ambulatory Surgical Centers
- Free Standing Imaging Centers
- Free Standing Specialty Infusion Centers
- Community Oncology Clinics
- Home Health Care
- Digital / Telemedicine
Event Info
Breakfast and Lunch: Included
Time: August 24, 2023 7:00 AM – 7:00 PM (CDT)
Location: 6500 Main St, Houston, TX, 77030, United States (Rice University – Bioscience Research Collaborative Building)
HBCH Employer Member: $50
Employer Non-Member: $75
HBCH Associate Member: $100
Associate Non-Member: $350
Event Link: https://coalition.houstonbch.org/ap/Events/Register/MrD6wGoP
LinkedIn: https://www.linkedin.com/company/houston-business-coalition-on-health/
Introduction: Creating the Conditions for Optimal Behavior
Join us on Thursday, August 24, from 10:30 to 11:00 CDT for the first webinar in Humaculture, Inc.’s “Optimal Behavior: Making Optimal Behavior the Natural Choice.” You will learn why organizations don’t effectively execute change and be introduced to some of the concepts that facilitate optimal behaviors to support a high-performing culture.
Presenters
- Steve Cyboran, ASA, MAAA, FCA, CEBS, actuary and strategy consultant
- Wes Rogers, Humaculturist® and strategy consultant
- Colin Bullen, ASA, behavior change actuary
- Hanlie van Wyk, behavior change consultant
Objective
This is the introductory webinar in our new series on optimal behavior. We will explore why people have difficulty in achieving and sustaining change, the difference between short term changes in behavior and long term change though habits, what it takes to achieve optimal behavior in a population, and how to use influence to create a high-performing culture.
Creating the Conditions for Optimal Behavior Key Takeaways
During this session, participants will learn that:
- Why people find it hard to behave optimally
- Why people behave inconsistently
- Why organizations fail to execute change effectively
- How effective organizations:
- Set the contexts to influence behavior
- Understand the powers that influence behavior
- Use influence to create a high-performing culture
Optimal Behavior: Making Optimal Behavior the Natural Choice
Please join Humaculture, Inc. and Virtuositeam for our Humaculture® Perspective Series on Optimal Behavior. This series will focus on how to create the conditions to Make Optimal Behavior the Natural Choice.
Overview
In this webinar series, we explore ways organizations can incorporate research-based, practical approaches to nurture and support optimal behaviors. Optimal behaviors are those that are the most beneficial to the individual as well as the organization.
Horticulturists consider the impact of the conditions in which plants are grown (e.g., climate, soil structure, space and fertility, arrangement, companion planting). Growth and productivity improve when the context of each dimension is appropriately addressed, and the responses of each plant to these conditions are clearly understood and applied. Expertise from fields like botany and soil sciences provide the successful horticulturist with the information to do their jobs well.
Similarly, Humaculturists consider the Seven Dimensions of Humaculture® to employ knowledge solidly “rooted” in science for the best results. Behavioral Research Applied Technology Laboratory (BRATLAB), Virtuositeam’s research arm, set out to answer some crucial questions related to understanding changes in behavior and habit creation:
- Which habits really matter, and to what degree, to the three biggest hidden drivers of sustained performance at work, human health, happiness, and security?
- How do we support people to practice these habits in a way that they experience as easy and natural, and that leaves them feeling highly engaged with their employer?
Four Powers Model of Change
The result: the Four Powers Model of Change. This model helps organizations create a thriving culture by leveraging this key distinction: how people THINK they behave and make decisions, versus how they ACTUALLY behave and make decisions. Four Powers is based on behavioral theories and validated research from a variety of leading thinkers, behavioral research laboratories, and BRATLAB’s own extensive field testing. BRATLAB looked across industries to find the influence techniques that have been successfully used to shape employee and customer behavior for years.
The topics for the upcoming series will include:
| August 24, 2023 – 10:30-11:00 CDT | Introduction: “Creating the Conditions for Optimal Behavior” |
| October 19, 2023 – 10:30-11:00 CDT | Spaces Context: “Grow a Willow in a Desert? The importance of Spaces” |
| January 18, 2023 – 10:30-11:00 CDT | Context of the Self: “The Complexity of Each Person” |
| March 21, 2024 – 10:30-11:00 CDT | Systems Context: “The Systems that Govern Behavior” |
| May 16, 2024 – 10:30-11:00 CDT | Social Context: “How People Influence Each Other” |
| July 18, 2024 – 10:30-11:00 CDT | Harvest Time: “Reaping the Fruit of Optimal Behaviors” |
Prior Series
- Hidden Opportunities, A Strategic Compliance Series
- People Development: A Humaculture® Perspective Series
Available Support
We are available to support you in your strategy, design, compliance, financial, and monitoring needs. Our team includes experts in organization design, actuarial science, clinical, and legal can guide the process to achieve optimal behavior. Please contact us.
Houston Business Coalition on Health Presents Houston Smart Network
Join the Houston Business Coalition on Health for this employer-only event (consultants may come with their client) where HBCH will be outlining the concept, timeline, and benefits for participating in the Houston Smart Network. Our CEO, Steve Cyboran, ASA, MAAA, FCA, CEBS will presenting during the meeting.
Lunch will be served!
HBCH is on the cusp of developing a Houston-based alternative to your regular health plan that provides more for less. HBCH will highlight Smart Network benefits, including better health outcomes, less cost for you and your employees, and an integrated, simple employee experience.
This interactive discussion will include:
- The urgent need for a Smart Network in Houston
- Overview of the Smart Network – a different but proven type of benefits option
- Smart Network Design Elements
- Actuarial Analysis of the Smart Network
- Local and National Provider Assessments
- How to Get Started
Presenters
- Steve Cyboran, ASA, MAAA, FCA, CEBS, CEO, Consulting Actuary, Chief Behavioral Officer, Humaculture, Inc.
- Chris Skisak, PhD, Executive Director, HBCH
- Dan Burke, VP Corporate Benefits, Turner Industries Group, LLC
- Sue Prochazka, Benefits Consultant, HBCH
- Josh Berlin, CEO, rule of three
- Ken Janda, CEO, Wild Blue Health Solutions
- Daniel Crowe, MD, Wild Blue Health Solutions
- Juliet Breeze, MD, CEO, Next Level Medical
- Cheryl DeMars, President & CEO, The Alliance
Objective
Explain the benefits of the Houston Smart Network, understand employer interests, including willingness to support financially, and learn about new Texas legislation that will be gamechanger for employers. Interested employers can contribute to the development of the Houston Smart Network, and each dollar may be matched by two major philanthropic organizations.
Event Info
Fee: Free!
Lunch: Included
Time: Tuesday, June 6, 2023 12:00 PM – 4:00 PM (CDT)
Location: 50 Waugh Drive, Houston, 77007 (United Way of Greater Houston)
Event Link: https://houstonbch.org/smart-network-overview/
Watch CEO Present on Insurance Collaboration to Save Lives
Watch a replay of the Insurance Collaboration to Save Lives (ICSL) Executive Briefing, in which our CEO, Steve Cyboran, ASA, MAAA, FCA, CEBS participated. Steve discusses how small investments can yield significant returns. Not only does preventive medical screening in this collaborative need to achieve outcomes, but it also needs to make economic sense. Return on investment can be increased by decreasing screening costs, increasing the effectiveness of screening, and targeting larger policies first.
Presenters
- Josh Stirling, Founder of Insurance Collaboration to Save Lives, Insurtech Advisor, Board Director and Former #1 Ranked Insurance Analyst
- Steve Cyboran, ASA, MAAA, FCA, CEBS, CEO, Consulting Actuary, Chief Behavioral Officer, Humaculture, Inc.
- Sven Lohse, Principal, Research at Canton & Company
Objective
At the ICSL, dozens of industry executives have been developing a plan to help insurers proactively address the tragedy of rising mortality and morbidity. Excess mortality and morbidity is a problem for our industry, and society. The ICSL is bringing together insurers to work together to solve it. Find out the impact we can make from Steve Cyboran in this presentation on slides 33-36 and at 32:46 in the video.
Presentation
You can access the slides below.
Available Support
We are available to support you in your strategy, design, compliance, financial, and monitoring needs. Our team includes business and human relations leaders, finance experts, actuaries, clinicians, behavioral health experts, pharmacy experts, and legal resources to guide you through the strategy and compliance process. Please contact us: [email protected].
Webinar Replay: Effective Pruning Bears Fruit: Leadership Development
Watch a replay of the fifth webinar in Humaculture, Inc.’s “People Development: A Humaculture® Perspective Series” to learn how to conduct Career Planning to support leadership development, and why “Effective Pruning Bears Fruit” by building leadership capabilities.
Presenters
- Steve Cyboran, ASA, MAAA, FCA, CEBS, actuary and strategy consultant
- Wes Rogers, Humaculturist® and strategy consultant
- Christi Green, RN, MS, PHR, strategy and people consultant
Objective
We’ve talked about how to develop managers to lead to growth and new directions as opposed to staying rooted in the current problems. Now this webinar focuses on how to develop leaders to advance strategy, focus on people, and inspire performance. This results in leadership cultivating the organizational “soil” which leads to real, practical changes that advance the business.
Career Planning: Leadership Development Key Takeaways
During this session, participants will learn that:
- Leaders fail to make decisions
- Leadership vacuums create confusion and a toxic environment
- Leaders who lack a broad perspective undermine operations
- For effective leadership development organizations must:
- Understand effective leadership qualities
- Build and cultivate the right organizational “soil”
- Develop leaders who have good intuition and decision-making skills
- Ensure well-rounded leadership team with appropriate autonomy
- Nurture and develop for intended purposes
Available Support
We are available to support you in your strategy, design, compliance, financial, and monitoring needs. Our team includes business and human relations leaders, finance experts, actuaries, clinicians, behavioral health experts, pharmacy experts, and legal resources to guide you through the strategy and compliance process. Please contact us: [email protected].
Watch
Watch the Career Planning: Effective Pruning Bears Fruit: Manager Development Webinar Replay via Rumble or YouTube.
