Excess Mortality and Morbidity Archives

Category: Excess Mortality and Morbidity

Read About CEO’s Interview on Trends in Diabetes and Excess Mortality

Read about Humaculture’s CEO’s, Steve Cyboran, ASA, MAAA, FCA, CEBS, interview with Life Annuity Specialist featured in Diabetes is Killing More Americans Than Ever Before. Steve explains the trends in diabetes over the last 40 years. The rate of diabetes almost quadrupled from around 3% in the 1980s to 11.3% in 2023. Deteriorating health is a contributing factor to elevated health costs, disability rates, and mortality.

The good news is that there is quite a bit insurance carriers and employers can do to stem the tide and help People become healthier to the benefit of the insured and the Organization’s bottom line. Contact us to discuss how.

Read Here

Available Support

We are available to support you in your strategy, design, compliance, financial, and monitoring needs. Our team includes business and human relations leaders, finance experts, actuaries, clinicians, behavioral health experts, pharmacy experts, and legal resources to guide you through the strategy and compliance process. Please contact us: [email protected].

Humaculture, Inc., November 18, 2024. No Comments. Category: Cost Management, COVID-19, Excess Mortality and Morbidity, Healthcare, Insurance, Life Insurance. Tagged: diabetes, excess mortality, humaculture, insurance, life insurance, population health, trends.

Watch CEO Present on “Excess Mortality: A Peek Under the Iceberg”

Watch a replay of the Insurance Collaboration to Save Lives (ICSL) presentation on “Excess Mortality: A Peek Under the Iceberg” in which our CEO, Steve Cyboran, ASA, MAAA, FCA, CEBS participated. Steve discusses possible causes leading to an increase in mortality and morbidity post COVID-19, how we can use proactive health risk mitigation to respond, and what the returns may look like.

Presenters

Steve Cyboran, ASA, MAAA, FCA, CEBS, CEO, Consulting Actuary, Humaculture, Inc.
Josh Stirling, Founder of Insurance Collaboration to Save Lives, Insurtech Advisor, Board Director and Former #1 Ranked Insurance Analyst
Valerie Chezem, ASA, MAAA, Assistant Actuary, Everence®
Mary Pat Campbell, FSA, MAAA, Vice President, Insurance Research, Conning
Teresa Winer, FSA, MAAA, Actuary, Office of Insurance and Fire Safety Commissioner, Georgia

Objective

At the ICSL, dozens of industry executives have been developing a plan to help insurers proactively address the tragedy of on-going 20% increased mortality since 2020. Excess mortality and morbidity is a problem for our industry, and society. The ICSL brings together insurers to work together to solve it. Learn more about the impact we can make in the video. Steve Cyboran presents at 27:31.

Key Takeaways

Through May of 2023 US mortality continues to be 20% high for ages 15 through 45
There are underlying health conditions leading to excess mortality
Insurers and employers can have impact that makes financial sense
There are innovative ways to improve financial results

Presentation

Watch the presentation:

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Insurance Collaboration to Save Lives (ICSL): Upcoming Actuarial Presentations

Watch our CEO, Steve Cyboran, present at the following events.

Description: Excess Mortality – A Peek Under the Iceberg

Everyone is attentively watching the current excess mortality and morbidity crisis unfolding. We think it’s just the tip of the iceberg. Join our cross-industry team as we share a proprietary analysis of U.S. and global public health data digging into the underlying problems. Discover the iceberg of health problems underlying the elevated death and disability we see playing out in the bottom line. Can anything be done to slow this train? Risk mitigation strategies for insurers will be explored, with an invitation for participants to exchange ideas within the group. This will be a combination of presentation, panel, and Q&A discussion with multiple presenters including actuaries and other industry experts.

By the end of these sessions, attendees will understand:

An up-to-date perspective on the current excess mortality and morbidity crisis
Insight into the myriad of underlying health conditions
Innovative ideas to improve financial results

Country Relevance: Non-Nation Specific

Experience Level: All levels

Presenters

Steve Cyboran, ASA, MAAA, FCA, CEBS, CEO, Consulting Actuary, Humaculture, Inc.
Josh Stirling, Founder of Insurance Collaboration to Save Lives, Insurtech Advisor, Board Director and Former #1 Ranked Insurance Analyst
Valerie Chezem, ASA, MAAA, Assistant Actuary, Everence®
Mary Pat Campbell, FSA, MAAA, Vice President, Insurance Research, Conning
Teresa Winer, FSA, MAAA, Actuary, Office of Insurance and Fire Safety Commissioner, Georgia

August 23 11-12:15 EDT: SOA Life Meeting

Venue: New Orleans Marriott, 555 Canal St New Orleans, LA 70130-2349
Conference Page: https://www.soa.org/prof-dev/events/2023-life-meeting/
Agenda: https://www.soa.org/prof-dev/events/2023-life-meeting/#tab-agenda-selected

September 11 10:30-11:30 EDT: Society of Insurance Research

Venue: The Westin Cincinnati, Cincinnati, OH
Conference Page: https://www.sirnet.org/ConferencePage
Agenda: https://www.sirnet.org/Agenda

September 14 2-3 EDT: SOA Life Meeting Virtual Event

Location: Online
Conference Page: https://www.soa.org/prof-dev/events/2023-virtual-life-meeting/#overview-selected
Agenda: https://www.soa.org/prof-dev/events/2023-virtual-life-meeting/#tab-agenda-selected

October 25 10-11 AM EDT: 2023 SOA ImpACT Conference

Venue: Indiana Convention Center, 100 S Capitol Ave Indianapolis, IN 46225
Conference Page: https://www.soa.org/prof-dev/events/2023-annual-meeting-exhibit/
Agenda: https://www.soa.org/prof-dev/events/2023-annual-meeting-exhibit/#tab-agenda-selected

November 7 12:30-1:30 PM EST: 2023 SOA ImpACT Conference Virtual

Venue: Online
Conference Page: https://www.soa.org/prof-dev/events/2023-virtual-impact-conference/
Agenda: https://www.soa.org/prof-dev/events/2023-virtual-impact-conference/#tab-agenda-selected

Available Support

Humaculture, Inc., August 16, 2023. No Comments. Category: COVID-19, Disability Insurance, Employee Benefits, Excess Mortality and Morbidity, Health Care, Healthcare, Insurance, Life Insurance.

Watch CEO Present on Insurance Collaboration to Save Lives

Watch a replay of the Insurance Collaboration to Save Lives (ICSL) Executive Briefing, in which our CEO, Steve Cyboran, ASA, MAAA, FCA, CEBS participated. Steve discusses how small investments can yield significant returns. Not only does preventive medical screening in this collaborative need to achieve outcomes, but it also needs to make economic sense. Return on investment can be increased by decreasing screening costs, increasing the effectiveness of screening, and targeting larger policies first.

Presenters

Josh Stirling, Founder of Insurance Collaboration to Save Lives, Insurtech Advisor, Board Director and Former #1 Ranked Insurance Analyst
Steve Cyboran, ASA, MAAA, FCA, CEBS, CEO, Consulting Actuary, Chief Behavioral Officer, Humaculture, Inc.
Sven Lohse, Principal, Research at Canton & Company

Objective

At the ICSL, dozens of industry executives have been developing a plan to help insurers proactively address the tragedy of rising mortality and morbidity. Excess mortality and morbidity is a problem for our industry, and society. The ICSL is bringing together insurers to work together to solve it. Find out the impact we can make from Steve Cyboran in this presentation on slides 33-36 and at 32:46 in the video.